The 2026 Homeowner's Guide: How to Claim Insulation Incentives

It’s tax season, and if you’re looking for ways to maximize your return while lowering your future bills, look no further than your walls. Despite some legislative changes in late 2025, the Inflation Reduction Act (Section 25C) continues to provide significant incentives for New York homeowners to "weatherize" in 2026.

What Can You Claim?

For projects completed in 2026, the Energy Efficient Home Improvement Credit allows you to claim 30% of the cost of insulation materials, up to an annual limit of $1,200.

Stack Your Savings in NY

If you live in Newburgh or Warwick, you may also be eligible for NYSERDA’s EmPower+ or Comfort Home programs. Depending on your household income and energy savings, these can offer:

• Instant Rebates: Up to $2,000–$4,000 for "seal and insulate" packages.
• Low-Interest Financing: Making the switch to spray foam more affordable than ever.

At Foamco Inc., we don't just spray foam; we help you navigate the paperwork. We provide the detailed invoices and material specifications you need for IRS Form 5695.

Pro Tip: These credits reset every year. If you did your attic last year, you can do your crawl space this year and claim the credit again! Call us to plan your 2026 energy strategy.